Welcome to Van Kampen

Please consider the investment objectives, risks, charges and expenses of the fund(s) carefully before investing. The prospectus and, if available, the summary prospectus contain this and other information about the fund(s). To obtain a prospectus or a summary prospectus, contact your financial advisor or download and/or order one at vankampen.com. Please read the prospectus and/or summary prospectus carefully before investing.

Not FDIC Insured - Offer No Bank Guarantee – May Lose Value – Not Insured By Any Federal Government Agency – Not A Deposit

Van Kampen is a wholly owned subsidiary of a global securities firm that is engaged in a wide range of financial services including, for example, securities trading and brokerage activities, investment banking, research and analysis, financing and financial advisory services.