Van Kampen does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. It was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws. Federal and state tax laws are complex and constantly changing. You should always consult your own legal or tax advisor for information concerning your individual situation.

Van Kampen Life Investment Trust and UIF are open-end management investment companies which offer shares in several separate portfolios. Portfolios are not available for direct investment. Only individuals or institutions domiciled in the United States of America are legally permitted to invest in these portfolios. These portfolios are intended to be investment options available through variable annuities and variable life product issued by insurance companies. Variable annuities are long-term investment products designed for retirement purposes. Variable annuity contracts have limitations. Early withdrawals may be subject to surrender charges and, if taken prior to age 59 ½, a 10% penalty may apply.

Please consider the investment objectives, risks, charges and expenses of the fund(s) carefully before investing. The prospectus and, if available, the summary prospectus contain this and other information about the fund(s). To obtain a prospectus or a summary prospectus, contact your financial advisor or download and/or order one at vankampen.com. Please read the prospectus and/or summary prospectus carefully before investing.

Not FDIC Insured - Offer No Bank Guarantee – May Lose Value – Not Insured By Any Federal Government Agency – Not A Deposit