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An investor should consider the investment objectives, risks, charges and expenses associated with the program before investing. All of this information, including risk factors and possible tax consequences, is listed in the Program Disclosure Statement. Please read it carefully before investing. Van Kampen does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. It was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws. Federal and state tax laws are complex and constantly changing. You should always consult your own legal or tax advisor for information concerning your individual situation. If you and your beneficiary are not Alabama residents, consider whether your home state, or the home state of your designated beneficiary, offers a qualified tuition program that provides state tax or other benefits that are available only in your home state’s qualified tuition program. The Higher Education 529 Fund is sponsored by the State of Alabama and is designed to be a Qualified Tuition Program under Section 529 of the Internal Revenue Code. The FDIC, the State of Alabama, the Treasurer of the State of Alabama, the Board of Trustees of the Program Trust Fund or any other federal or state governmental agency do not insure or guarantee accounts and investments under the program. Van Kampen Funds Inc. is the underwriter for the program. The program is also offered through independent distributors that have entered into selling agreements with Van Kampen Funds Inc. Van Kampen Funds Inc. serves as an independent distributor for the program.
Not FDIC Insured—Offer Not Bank
Guaranteed—May Lose Value
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The Higher Education 529 Fund "The Program" is sponsored by the State of Alabama and distributed by Van Kampen Funds Inc.