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Van Kampen Life Investment Trust and UIF are open-end management investment companies which offer shares in several separate portfolios. Portfolios are not available for direct investment. Only individuals or institutions domiciled in the United States of America are legally permitted to invest in these portfolios. These portfolios are intended to be investment options available through variable annuities and variable life product issued by insurance companies. Variable annuities are long-term investment products designed for retirement purposes. Variable annuity contracts have limitations. Early withdrawals may be subject to surrender charges and, if taken prior to age 59 ½, a 10% penalty may apply.

Please consider the investment objectives, risks, charges and expenses of the portfolio(s) carefully before investing. The prospectus contains this and other information about the portfolio(s). To obtain a prospectus, contact your financial advisor or download. Please read the prospectus carefully before investing.

Not FDIC Insured—Offer Not Bank Guaranteed—May Lose Value
Not Insured By Any Federal Government Agency—Not A Deposit

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