What About Social Security?

Social security will only replace a portion of your income after you retire, particularly if you are used to living on a generous salary and require a fair amount of income to fund the retirement lifestyle you have in mind.

Over 60% of your retirement assets come from personal savings¹

Monthly Social Security benefits may not be enough to rely on during retirement. Meet with your financial advisor to discuss an investment plan that may be able to supplement your social security benefits.

Social Security benefits may be less than you think²

Your Age in 2005	Your estimated annual earnings in 2005
Your Age in 2005	$30,000	$60,000	$90,000
30	$828	$1,266	$1,529
40	$799	$1,240	$1,489
50	$792	$1,261	$1,499
60	$724	$1,161	$1,408

¹Source: Income of the Aged Chartbook, Social Security Administration 2002
²Source: Social Security Administration, Quick Calculator for estimated Social Security benefits, 2005. The monthly benefits assume no future increase in earnings or inflation.
They are based on 2005 dollars.

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Van Kampen does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. It was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws. Federal and state tax laws are complex and constantly changing. You should always consult your own legal or tax advisor for information concerning your individual situation.

Please consider the investment objectives, risks, charges and expenses of the fund(s) carefully before investing. The prospectus contains this and other information about the fund(s). To obtain a prospectus, contact your financial advisor or download and/or order. Please read the prospectus carefully before investing.

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